This chapter explains among other things that this book does not take anything for granted and does not assume any prior knowledge. It tries to use the simplest language possible, aiming for clarity, brevity, completeness and correctness; explaining the reasoning behind any advice.

This chapter gives an overview of the process, before the following chapters deep-dive into each step in chronological order.

This chapter describes the most important regulatory differences between the three Belgian regions.

This short chapter explains the importance of finding a suitable banker and notary already before starting the house hunting.

This chapter describes how to determine your budget, considering both the cash available for the downpayment and the monthly capacity to pay. It also explains how the different types of mortgages work and includes some example calculations.

This chapter discusses some factors to consider in deciding on your target search area.

Besides describing how to find houses to view, this chapter also contains specific tips for immoweb and what to do if you can't find any houses you like.

The book's longest chapter; it contains the following subsections :

• From the comfort of your home
• Before entering
• Once inside, relevant for houses and apartments
• Once inside, for apartments only
• Once inside, for single-family homes only
• General advice related to viewings
• Bringing your own expert
• Is the price fair?

This chapter not only mentions the clauses to include in the offer, but also discusses key aspects of the offer like the price, financing clause and validity (expiry). Do consult a notary.

As the name suggests, this short chapter covers the negotiations around the price and other aspects, before your offer is accepted in writing.

This chapter describes how to get the best possible mortgage, covering several important technicalities besides the interest rate.

A brief description of the process up to the signature of the official sales deed.

A brief description of the process up to the signature of the official sales deed.

This chapter can be skipped. It covers 4 questions :

• When is the best time to buy?
• Should I buy or should I rent?
• Should I also buy to let (as an investment)?
• Renegotiating your mortgage

Some useful overview material:

• Timeline
• Summary of the 25 pro tips
• Viewing checklist
• List of resources
• Glossary (FR-NL-EN)
• Author's notes